Saving by Insurance

Compare Women’s Car Insurance to Find the Best Deals

By comparing different car insurance deals, a driver can save themselves up to £160 a year on their premium ' no mean saving in the current climate. Women already get the best deals in the market, because female drivers pay around half the premium that a male counterpart would. According to the AA, they pay on average some £1,800, while men can expect to pay around £3,500.

This is down to a range of factors and chief among them is the simple fact that women generally make fewer claims and, when they do, they are for smaller amounts. Female drivers also tend to drive more cautiously, and attract fewer endorsements on their license and speeding fines as a result. Finally, cars owned by women drivers tend to have a lower overall mileage than men's vehicles and mileage is one of the main factors for insurers when working out premiums.

Nevertheless, however good the deal for women generally, it is essential to compare women's car insurance deals between different companies to ensure that you get the lowest possible premium. The Association of British Insurers (ABI) has said that drivers can save around 35 per cent on their insurance premium when they compare as few as five different providers and the more that a driver compares, the better chance of an excellent deal.

There are a host of companies which provide a comparison service but most of these charge for the privilege. However, independent, impartial and free services do exist and this is often the best way to  compare women's car insurance without fear of commercial influence. In this way, a driver can compare what's on offer from up to 40 different insurance providers ' with more signing up every day ' almost immediately and get accurate, up-to-date quotes straight away.

Once a driver finds a deal that is good for them, they also have recourse to a 14-day 'cooling-off period' in which the customer can cancel the policy. Some providers make a small charge for this but it is usually free and even if there is a charge, the freedom to cancel and take up a better offer can be very handy.